Rule. Write the units digit as it is. Then, moving left, write the sum of each pair of neighbouring digits. Finally write the leading digit. Carry as usual.
units digit → a
tens digit → a + b
hundreds digit → b + c
thousands digit → c + d
next digit → d
product = d | (c + d) | (b + c) | (a + b) | a (with carries)
Worked line for 3874 × 11, right to left:
| Step | Digits added | Written so far |
|---|---|---|
| 1 | 4 | 4 |
| 2 | 7 + 4 = 11 → write 1, carry 1 | 14 |
| 3 | 8 + 7 + 1 = 16 → write 6, carry 1 | 614 |
| 4 | 3 + 8 + 1 = 12 → write 2, carry 1 | 2614 |
| 5 | 3 + 1 = 4 | 42614 |