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NCERT Solutions for Class 4th The World Around Us Chapter 2 Savings for the Future — Write

Book page 25 Updated on2026-09-19

Q1.
If you get pocket money, do you save it? If yes, where do you put your savings?
Answer

Answer about yourself, in two or three sentences.

  1. Say whether you get pocket money, and how much.
  2. Say whether you save any of it.
  3. Say where you keep the saved money.

Common places children keep savings: a piggy bank, a tin box, an envelope given to a parent, or a children’s savings account in a bank.

Sample answer: Yes, I get twenty rupees a week. I keep ten rupees in my piggy bank and spend the rest. Once the piggy bank is full, my mother puts the money in my bank account.
Why a bank is safest: money in a bank cannot be lost or stolen, and the bank adds a little more to it every year.
Q2.
Why do you think it is important to save money?
Answer

We save so that we have money when we need it later.

  • Some things cost more than a week’s pocket money. Saving lets us buy them.
  • Sudden needs come up — a doctor’s visit, a broken cycle, a school trip.
  • Saved money helps the family in a hard month.
  • Saving teaches us to decide what we really need.

Dada ji says the same thing in the chapter: banks keep money safe and also help us save money for our future needs.

Why it works: a small amount kept aside each week grows into a big amount. Ten rupees a week becomes five hundred and twenty rupees in a year.
Q3.
What are some things you could do to save more money?
Answer

Save more by spending a little less, and by keeping the saving as a habit.

  1. Decide on the first day how much you will save. Put it away before you spend anything.
  2. Carry water and a snack from home instead of buying them.
  3. Walk or cycle for short distances instead of taking a ride.
  4. Before buying something, wait a day. You may find you did not want it.
  5. Take care of your things. A pen that is not lost need not be bought again.
  6. Put the coins that are left over at the end of the week into your piggy bank.
Why saving first works best: if you save what is left at the end, usually nothing is left.
Q4.
Request one of your family members to show you their bank passbook. Note the important elements given on the first page of the passbook.
ABCDE Bank — first page of the passbook
CIF Number.......................
Account Number ①1234567890
IFSC CodeABCDE0007
Customer Name ③ABC
D/S/O, W/H/OXYZ
Addressabc
D.O.B.01/01/1990
E-mail[email protected]
PAN Numberxxxxxxx
Opening Date02/02/2012
Mobile Number9487xxxxxx
Branch Codexxxxx
Branch Locationxyz
Branch E-mail[email protected]
Name of the bank ②ABCDE Bank (printed big, with the bank’s mark)
Photograph ④a small photo of the account holder
The sample passbook page printed in the book, with four empty boxes numbered ① ② ③ ④ pointing to four parts of it.
Answer

Ask politely, look at the first page, and copy only the names of the things printed there — not the numbers.

The four boxes in the picture point to:

  1. ① the Account Number — the number that belongs only to this account
  2. ② the name of the bank, printed big with the bank’s mark
  3. ③ the Customer Name — the person whose account it is
  4. ④ the photograph of the account holder

Other important things on the first page

  • CIF number and IFSC code
  • Father’s or husband’s name (D/S/O, W/H/O)
  • Address, date of birth, mobile number and e-mail
  • PAN number
  • The date the account was opened
  • Branch code, branch location and branch e-mail
Why all this is printed: the bank must be sure whose money it is keeping. These details prove that the account belongs to that one person.
Safety tip: never write down or tell anyone the real account number or PIN. Only note what kind of details are printed.
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